LoanStream’s Privacy Policy
7/13/2017
Who We Are
Who is providing this notice? OCMBC, Inc. dba LoanStream Mortgage
What does OCMBC, Inc. dba Loan Stream Mortgage do with your personal information?
| Facts | |
|---|---|
| WHY? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. |
| WHAT? | The types of personal information we collect and share depends on the product or service you have with us. This information can include: The types of personal information we collect and share depends on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
| HOW? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons OCMBC, Inc. dba Loan Stream Mortgage chooses to share; and whether you can limit this sharing. |
| Questions? | Call (800) 760-1833 or go to www.ocmbc.com or www.loanstreamwholesale.com |
| Reasons we can share your personal information | Does OCMBC, Inc. dba LoanStream Mortgage share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | Yes | No |
| For our marketing purposes – to offer our products and services to you. | No | We do not share |
| For joint marketing with other financial companies | No | We do not share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We do not share |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | We do not share |
| For nonaffiliates to market to you | No | We do not share |
What We Do
| How does OCMBC, Inc. dba LoanStream Mortgage protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
|---|---|
| How does OCMBC, Inc. dba Loan Stream Mortgage collect my personal information? | We collect your personal information, for example, when you We collect your personal information, for example, when you:
|
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
Definitions
Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies. Companies related by common ownership or control. They can be financial and nonfinancial companies.
- OCMBC, Inc. dba Loan Stream Mortgage has no affiliates
Non-Affiliates – Companies not related by common ownership or control. They can be financial and nonfinancial companies. Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- OCMBC, Inc. dba Loan Stream Mortgage does not share with non-affiliates so they can market to you.
Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you. A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- OCMBC, Inc. dba Loan Stream Mortgage does not enter into joint marketing agreements.