Tania Lozoya2018-07-09T14:03:48+00:00
LoanStream

Call: (310) 754-9265

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Tania Lozoya - LoanStream MortgageTania Lozoya

Mortgage Loan Originator

Phone: (310) 754-9265
Email: [email protected]
NMLS # 1490004

LoanStream Mortgage
10900 E 183rd St, Ste 170
Cerritos, CA 90703

Hello! I am Tania Lozoya. I am here to help you find the right home financing solution. At LoanStream, we offer a wide variety of loan programs including conventional loans, FHA, VA and USDA mortgages. We have also designed a truly unique, proprietary suite of programs designed for borrowers who may not qualify for traditional channels. Our NanQ solutions are geared to help those who need our ‘out of the box’ underwriting. Click on the NanQ button to see some of our most popular products.
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EXPLORE PROGRAMS
NAN Q PROGRAMS
WHY LOANSTREAM?
CUSTOMER REVIEWS

Why LoanStream?

LoanStream offers home financing solutions to home buyers and homeowners in 20 States and counting. We have wide variety of purchase and mortgage refinancing products including conventional fixed rate and adjustable rate loans, government backed FHA, VA and USDA loans, jumbo mortgages, and harder to find programs designed for borrowers who may not qualify through more traditional channels.

Call us today to experience the LoanStream difference.

Explore Our Programs / (310) 754-9265

Fixed Rate Mortgages

The beauty of fixed rate mortgages is that the interest rate never changes, no matter what. That means borrowers’ monthly mortgage payments are more stable, more predictable, and can help them financially plan out their entire year. However, a fixed rate mortgage also means that a borrower’s rate will stay put, even if rates go down. Therefore, in order to take advantage of dropping mortgage rates, a fixed rate borrower would need to refinance.

To determine if a fixed rate mortgage is the best option for your home financing needs, contact us today for more information and a complimentary rate quote.

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Victorian home

Adjustable Rate Programs

Adjustable Rate Mortgages

Many people are drawn to adjustable rate mortgages (ARMs) due to the fact that they generally offer low introductory mortgage rates that remain in place for a certain period of time. However, the introductory rate period is only temporary and after that term expires, the mortgage rate on an ARM can adjust. This can make ARM loans a more affordable option in the short term, but a more risky home financing choice in the long run.

Talk to an experienced loan officer to help determine whether an ARM is right for you.

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FHA & VA Options

LoanStream is pleased to offer government backed FHA and VA home loan solutions. FHA loans offer home buyers the ability to purchase real estate with less money out of pocket than what is available through most conventional products. For those currently with FHA loans, refinancing with a FHA streamline mortgage can potentially lower your interest rate with low closing costs.

VA loans are available to eligible military veterans and qualifying surviving spouses. VA loans often require little to no money down and have less restrictive underwriting guidelines when compared to other traditional financing solutions. Contact LoanStream today to see if a FHA or VA loan is right for you.

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Military family at home - FHA and VA loans

Jumbo Loans

Jumbo Loans

Whether you’re purchasing a luxury estate in the country, a posh oceanfront condo, or a large multi-unit investment property, a jumbo loan can cover your home financing needs when conventional loan limits cannot. At LoanStream, we have access to a wide variety of loan products, including jumbo mortgages for loans that exceed the conforming limits.

Talk to one of our experienced and professional loan officers for more information and to receive a complimentary rate quote.

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NAN Q Programs

We have programs that others don’t offer, even if you had a recent Bankruptcy, Foreclosure or Short Sale, we have programs for both purchase and refinancing. Hard time proving income on your tax returns? We have programs that will look at alternative proof of income such as bank statements or even no proof of income if you have sufficient assets.

JUST MISSED AGENCY
BANK STATEMENT LOANS
RECENT HOUSING EVENT
INVESTOR CASH FLOW
FOREIGN NATIONAL
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Alternative Mortgage Programs2

Have Questions?

I’m here to help answer your questions and find the right financing solution for your individual needs. Contact me today for a free, no obligation consultation.

Let’s Talk: (310) 754-9265

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CUSTOMER FEEDBACK

Finally decided to refinance my home. I chose OCM Bancorp and was impressed by how quick and easy the entire process was. Everyone I came in contact with at OCM was friendly and helpful…Definitely would recommend them to friends and family.

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Call Tania today at (310) 754-9265